Run the Numbers Before You Run the Application
Use these free, easy-to-use mortgage tools to estimate your payments, compare loan options, and get clarity on what you can afford — with no credit check and no personal data required.
All results are instant. You can adjust values and re-run scenarios as often as you’d like.
🧮 Available Mortgage Tools
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Monthly Mortgage Payment Calculator
Estimate your monthly principal and interest based on loan amount, interest rate, and term.
✅ Works for fixed-rate and ARM loans
✅ Add property taxes and insurance (optional)
🏡
Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment.
✅ Includes DTI limits
✅ Based on current lending standards
👉 Use the Affordability Calculator
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Refinance Savings Calculator
See how much you could save by refinancing your current mortgage.
✅ Compare current vs new rates
✅ View breakeven point and monthly savings
👉 Use the Refinance Calculator
🤔
Rent vs Buy Calculator
Should you rent or buy? Run the numbers side by side.
✅ Factor in appreciation, rent increases, and tax savings
✅ Great for first-time buyers comparing options
👉 Use the Rent vs Buy Calculator
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Jumbo Loan Payment Estimator
For loans over $766,550. See what a high-balance mortgage could look like.
✅ Supports interest-only or ARM scenarios
✅ Based on today’s sample jumbo rates
📩 Want Personalized Numbers?
These tools are a great start — but mortgage rates, terms, and approvals vary based on income, credit, property type, and more.
📞 Contact a Licensed Mortgage Advisor →
🔒 Safe & Private
We don’t collect any personal information on this page. These tools are here to help you explore your options in confidence — with no spam and no sales pressure.
Ask smarter. Borrow better.
Explore your loan options with AskMortgageAuthority.com.
Would you like the calculators embedded here with WordPress shortcodes, or should I also help reformat the plugin into a tabbed calculator layout? Let me know how you want the calculator UX styled.